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WITH YOU, AT EVERY STEP

Remove the stress from your mortgage arrangements with support at every stage.

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1

THE INTRODUCTION

A call to discuss your requirements, assess your circumstances, and explain how CS Financial can provide support.

4

UNDERWRITING

CS Financial will liaise with lenders on your behalf, saving time for you to focus on the important things. 

2

PRODUCT MATCH

Comprehensive research from thousands of products to find the perfect fit for your mortgage.

5

LEGAL WORK

Support and assistance with legal work throughout your purchase or remortgage.

3

APPLICATION

All applications checked and submitted on your behalf, ensuring that the process is simple and efficient.

6

POST COMPLETION

Continued support across the lifetime of your mortgage, covering future remortgages and house moves.

FIRST TIME BUYER
 

  • Extensive support throughout your home-buying journey

  • Affordability checks & Agreement in Principle

  • Detailed explanation of various products and types of mortgage  

  • Product research from a comprehensive panel of lenders 

  • Mortgage application submitted on your behalf

  • Solicitor & surveyor recommendations, if required 

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MOVING HOME
 

  • Detailed breakdown of all costs involved with your move 

  • Affordability checks ​

  • Assessment of products available with your existing lender, in addition to full product research from a comprehensive panel of lenders 

  • Advice on minimising potential early repayment charges 

  • Mortgage application submitted on your behalf

REMORTGAGES
 

  • Assessment of products available with your existing lender, in addition to full research from a comprehensive panel of lenders 

  • Detailed review of remortgage options vs product transfer options

  • Mortgage application submitted on your behalf

  • Support and assistance with legal work

  • Advice on debt consolidation & additional borrowing, if required

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BUY TO LET
 

  • Detailed review of all costs involved 

  • Limited company products available

  • HMO & Multi-Unit Block products available 

  • Holiday let options

  • Expat solutions 

  • Mortgage application submitted on your behalf

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Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

PROTECTION &

GENERAL INSURANCE
 

  • Life insurance

  • Critical illness cover (CIC)

  • Income protection 

  • Buildings insurance

  • Contents insurance​

 

​​​All enquiries will be referred to trusted partners. No advice will be provided by CS Financial

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ADDITIONAL SERVICES

In addition to the core services above,

CS Financial has partnered with industry experts in the following areas:

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  • COMMERCIAL MORTGAGES

  • DEVELOPMENT FINANCE

  • INVESTMENTS & PENSIONS

  • WILLS & ESTATE PLANNING

  • EQUITY RELEASE

  • BRIDGING LOANS

  • CONVEYANCING

  • SURVEYS

  • SECOND CHARGES

  • EPC

​All enquiries will be referred to trusted partners. No advice will be provided by CS Financial

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

PRIVACY POLICY

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COMPLAINTS PROCEDURE

 

FCA NUMBER: 1001340

CS Financial is a trading name of Casey Smith Ltd, an appointed representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

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​Registered address: Flat 1, Morten Court, 2b Dodd Road, Watford, England, WD24 5FN
Registered in England & Wales under number 14927633

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I always aim to provide a high quality service to customers. However, if you encounter any problems and I am unable to resolve them, you can take your complaint to an independent Ombudsman.

​Advice is covered under the Financial Ombudsman Service. https://www.financial-ombudsman.org.uk/consumer/complaints.html

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